#ecb

How fast bank lending to the real economy is expanding, and whether it is accelerating or slowing, read live from the European Central Bank's public Data Portal — no key, nothing stored. Where bank rates are the price of credit, this is the quantity: the annual growth of the loans euro-area banks (MFIs) actually extend to households — total, for house purchase, and for consumption — and to non-financial corporations (businesses). Credit growth is one of the most-watched macro signals because credit booms and busts lead the business cycle and, with a lag, inflation. The growth endpoint returns the latest annual growth rate of each lending category with its reference month and month-on-month change. The impulse endpoint returns the credit impulse — the change in the growth rate over the last six and twelve months — a leading read on whether the credit cycle is turning up (acceleration) or rolling over (deceleration). The series endpoint returns the recent monthly history of any one indicator. This is the euro-area credit-cycle / lending-volume macro cut — distinct from the bank-rate (price of credit), money-supply, policy-rate, yield-curve and FX APIs in the catalogue. All series are euro-area (U2), monthly, annual-growth percent.

api.oanor.com/creditgrowth-api

The interest rates euro-area households and businesses actually pay, and how fast the money supply is growing, read live from the European Central Bank's public Data Portal — no key, nothing stored. Policy rates are the headline, but what reaches the real economy is the bank lending rate: the cost of a new mortgage, a consumer loan, a business loan, and the rate paid on deposits. The rates endpoint returns the latest euro-area readings for all of these (the ECB MIR "cost of borrowing" series), each with its value, the month it refers to, the month-on-month change and a plain-language label. The moneysupply endpoint returns the annual growth of M1, M2 and M3 — the monetary aggregates whose expansion or contraction leads inflation and the credit cycle. The series endpoint returns the recent monthly history of any one indicator. This is the euro-area bank-rate / monetary-aggregate macro cut — distinct from the ECB policy-rate, yield-curve and €STR APIs, the FX-rate APIs and the country-specific central-bank APIs in the catalogue. All series are euro-area (U2), monthly, in percent.

api.oanor.com/bankrates-api

Live historical foreign-exchange rates and analytics from the European Central Bank's daily reference rates — no key, nothing cached. Get the daily rate of a currency pair over any date range; the absolute and percentage move between two dates with its high and low; min, max, average, volatility and the best and worst day over a range; and every rate on a specific date. An FX history-and-analytics layer, distinct from spot-conversion feeds — it turns the ECB rate archive into the time series, moves and volatility a trader or analyst studies. Around 30 currencies, weekdays, back to 1999.

api.oanor.com/fxhistory-api

Live euro short-term rate (€STR) data from the European Central Bank. The €STR is the euro area's overnight risk-free benchmark, computed daily by the ECB from the real unsecured borrowing of euro-area banks; it underpins euro derivatives and floating-rate contracts and is the successor to EONIA and a key reference alongside EURIBOR. The estr endpoint returns the latest rate plus its full daily statistics — the underlying borrowing volume, the number of reporting banks and transactions, the 25th and 75th rate percentiles and the share of the five largest banks. The policy endpoint returns the ECB key-rate corridor (deposit facility, main refinancing operations, marginal lending) and where €STR sits inside it. The history endpoint returns the €STR rate over recent days. Read live from the ECB, nothing stored. This is the euro overnight risk-free rate and ECB policy corridor — distinct from FX reference feeds, bond yield curves and money-market futures.

api.oanor.com/estr-api

Live official euro-area monetary data from the ECB Data Portal — no key, nothing cached. This is the money side of the euro, not exchange rates. The key-rates endpoint returns the ECB's three policy interest rates — the deposit facility rate, the main refinancing operations (MRO) rate and the marginal lending facility rate — the rates that set the price of money across the euro area, each with the date it took effect and recent history (deposit facility around 2.00%, MRO 2.15%). The estr endpoint returns €STR, the euro short-term rate, the overnight benchmark that replaced EONIA, with its recent path. The yield-curve endpoint returns the euro-area AAA-rated government bond spot-rate curve across maturities from 3 months to 30 years, with the 10-year-minus-1-year slope. Everything is the ECB's own published series. This is the euro-rates layer for any fixed-income, macro, forex or research app that needs authoritative European central-bank numbers. Live from the ECB, nothing stored. Distinct from exchange-rate APIs and from the Bank of Canada and US-Treasury APIs — this is the ECB's policy rates, €STR and euro yield curve. 4 endpoints.

api.oanor.com/ecb-api

A live forex risk analytic that measures the worst peak-to-trough decline a currency pair has suffered, computed from European Central Bank daily reference rates. For any pair it returns the maximum drawdown over the period — the deepest drop from a high to a later low, with the dates it happened — how far the pair is currently below its period high, and whether it has recovered. Get a pair's drawdown over a month, quarter, half-year or year, or scan a basket to rank pairs by worst-case risk. Position-sizing and risk input for forex, trading and research apps. Live, no key. Distinct from rate, strength, volatility, correlation, signal, range and seasonality APIs.

api.oanor.com/fxdrawdown-api

A live forex analytic that reveals the calendar-month patterns in a currency pair, computed from years of European Central Bank daily reference rates. For any pair it returns the average return in each calendar month over the chosen number of years, plus the win rate (how often that month was historically positive) and the best and worst months — the seasonal tendencies traders lean on. Get a pair's full 12-month seasonality, or zoom into one month's year-by-year history. Built for forex, trading and research apps. Live, no key. Past patterns are not a forecast. Distinct from rate, strength, volatility, correlation, signal and range APIs.

api.oanor.com/fxseasonality-api

A live forex correlation analytic as an API, computed from European Central Bank daily reference rates. It measures how the world's currencies move together: each currency's daily appreciation is correlated against every other, so you can see which currencies move in lock-step (don't double up the same risk) and which move opposite (natural hedges). Get one currency's correlations to all others ranked, the coefficient for any pair, or a full correlation matrix for a basket. Risk and diversification input for forex, portfolio and trading apps. Live, no key. Distinct from currency-strength (direction) and FX-volatility (magnitude) — this is co-movement.

api.oanor.com/currencycorrelation-api

A live forex volatility analytic as an API, computed from European Central Bank daily reference rates. For any currency pair it returns the realised annualised volatility — the standard deviation of daily log returns scaled to a year — along with daily-return statistics; for the whole basket it ranks 30+ currencies by their average pairwise volatility, showing who is calm and who is choppy. The risk and position-sizing input forex, options and trading desks need. Look up a pair, rank the basket, or get one currency's volatility profile. Live, no key. Distinct from raw exchange-rate and currency-strength APIs — this is the realised-volatility (risk) measure.

api.oanor.com/fxvolatility-api

A live currency strength meter as an API — it ranks 30+ major currencies by how much each has strengthened or weakened against the whole basket over a chosen period, computed from European Central Bank reference rates. Pull the full strength ranking, one currency's strength with its rank and per-pair changes, or any pair's cross-rate and period change. The classic dashboard forex traders watch, delivered as clean JSON. Distinct from raw exchange-rate and conversion APIs — this is the derived strength analytic.

api.oanor.com/currencystrength-api

Live & historical foreign-exchange rates from the European Central Bank: latest rates, historical lookups, time-series and currency conversion across 30+ currencies.

api.oanor.com/currency-api